The Federated Employers Mutual Assurance Company (RF) (Pty) Ltd (“FEM”) is licensed to conduct non-life insurance business.

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What is the ZERO is No Accident initiative?

The construction industry is expected to rebound significantly in 2022, and expand by 9.1% in real terms, positioning it as a significant contributor to South Africa’s post COVID-19 economic recovery, and national infrastructure development plan.

According to The Construction Industry in South Africa 2020 report  , in 2019, the value added by the construction sector accounted for around 4% of the country’s GDP and employed well over 1.3 million people.

On average

Between 2015 - 2021
Injuries on duty daily
Medically related injuries
Permanently Disabled

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Who benefits from the “ZERO IS NO ACCIDENT” initiative?

Workmen’s compensation is a compulsory insurance that is taken out by a company to cover its employees in the unfortunate event that they are injured, or contract an illness while performing their daily work duties.

Workmen’s compensation cover is prescribed by the Compensation for Occupational Injuries and Diseases Act 130of 1993 (COIDA). This insurance  covers accidents that arise out of and during employment resulting in personal injury or illness; occupational diseases contracted in the workplace; and fatalities resulting from an accident while on duty.

Statistics released by the Federated Employers Mutual Assurance Company (FEM) show an alarming number of injuries in the construction industry. FEM is one of two organisations providing workmen’s compensation for the construction industry.

Why is the “ZERO IS NO ACCIDENT”initiative important?

FEM, through the ZERO IS NO ACCIDENT initiative, seeks to mitigate the risk for both employers and employees by delivering a preferred, excellent, and sustainable workmen’s compensation service that champions health and safety in the workplace as a key pillar to the continued growth and success of the industry, provide quality care, empathy and financial support to employees, and their families in the unfortunate event of an accident, illness, or untimely death.


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'How important it is for us to recognize and celebrate our heroes and she-roes! ' – Maya Angelou

This women’s month is a great opportunity to shine some light on our she-roes. FEM has an assortment of diverse women, and they each come with their very own special superpowers. Stay with us this month as we recognise, applaud, and thank these very special women for their contribution to FEM and the Health and Safety industry.

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